Enhancing income protection insurance to reduce work loss due to ill-health in the UK

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“This is a strong application with significant commercial, societal and well-being impacts. The project aims to embed new thinking in return-to-work policy. This would be a market innovation.”

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  • In a two-year project, Swiss Re (Life & Health function) have partnered with leading academic experts at The University of Huddersfield.

  • As part of an enhanced income protection insurance product, we will develop and implement an evidence-based, pre-claim, self-managed online support tool for workers taking sickness absence with common health problems.

  • This ‘insurance-led’ innovation for reducing work loss due to ill-health is unique in the UK.


This partnership received financial support from Swiss Re and the Knowledge Transfer Partnerships (KTP) programme.


Funded by UKRI through Innovate UK, the KTP programme is part of the government's Industrial Strategy. It aims to help businesses to improve their competitiveness and productivity through the better use of knowledge, technology and skills that reside within the UK knowledge base.



We will continue to share information on the progress of our exciting project.

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