Enhancing income protection insurance to reduce work loss due to ill-health in the UK

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Swiss Re & The University of Huddersfield

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This partnership received financial support from the Knowledge Transfer Partnerships (KTP) programme. KTP aims to help businesses to improve their competitiveness and productivity through the better use of knowledge, technology and skills that reside within the UK knowledge base.

This successful Knowledge Transfer Partnership project, funded by UK Research and Innovation through Innovate UK, is part of the government’s Industrial Strategy:

“This is a strong application with significant commercial, societal and well-being impacts. The project aims to embed new thinking in return-to-work policy. This would be a market innovation.”

Our Innovation

  • In a two-year KTP, Swiss Re (Life & Health function) have partnered with leading academic experts at The University of Huddersfield (School of Human & Health Sciences).

  • As part of an enhanced income protection insurance product, we will develop and implement an evidence-based pre-claim, self-managed package to support work participation, which will include input from employers. 

  • This ‘insurance-led’ initiative for reducing work loss due to ill-health is unique in the UK.



We will continue to share information on the progress of our exciting project.

If you have any questions, please contact: